Featured
8.0
At a glance
Accepts Monero
Accepts Bitcoin
No signup
Non-custodial
No email required
No IP logging
Tor available
Open source
Pros
- +True no-KYC access, no email, ID, or registration required for web app or API usage.
- +Monero and Lightning support, XMR, BTC, and LN payments enable anonymous funding without fiat rails.
- +Hundreds of models, GPT-5.x, Claude 4.x, Gemini 3, Grok 4.20, and more switchable instantly.
- +End-to-end encrypted options, passkey-encrypted chats and TEE private models protect prompt content from server access.
- +Flexible micropayments, average 1.5¢ per query, ~$4/month typical spend, top-ups from 10¢ with no subscriptions.
- +Broad tool integration, OpenAI-compatible API works with Claude Code, Cline, OpenWebUI, Cursor, and other popular agents.
Cons
- −Anonymous operator, no disclosed jurisdiction, corporate entity, or audit history, limiting accountability if funds or data are lost.
- −Sparse trust signals, third-party review volume is low (six reviews at 3.00/5 on aitools.xyz), with limited independent verification of infrastructure claims.
- −Self-service recovery, credit ID loss requires manual recovery from payment records; no account system means no password reset flow.
Full review
What is PayPerQ
PayPerQ (ppq.ai) is a privacy-oriented AI inference platform launched by Matt Ahlborg that delivers pay-per-prompt access to hundreds of brand-name generative models. As of 2026-05-30, the service operates through three interfaces: a browser-based web app, an OpenAI-compatible API, and PPQ Whisper, a desktop voice-dictation application. Users can generate text, images, video, and audio without creating accounts or providing personal information.
The platform aggregates models from OpenAI (GPT-5.3 through GPT-5.5), Anthropic (Claude Haiku 4.5 through Opus 4.8), Google (Gemini 3 Flash Preview), xAI (Grok 4.20), Mistral, and others. Pricing is usage-based with no subscriptions; the average web app query costs approximately 1.5 cents and typical monthly spending runs around $4.
How no-KYC is it?
PayPerQ implements a strong no-KYC model. The homepage explicitly states "No registration required" and "No signup required." Users receive a credit ID upon payment that is stored locally in browser history; no email, phone number, or government ID is requested for standard usage. The service has been listed in privacy directories including Monerica and KYCnot.me with consistent zero-KYC classifications.
The FAQ confirms that lost credit IDs can be recovered from payment records or browser history, reinforcing that no persistent identity linkage is required. API keys are generated without identity verification. This represents a genuine KYC-free experience rather than the "soft KYC" threshold models seen at some competitors.
Privacy & security
Privacy claims are substantiated by several concrete features. Conversations in the web app are stored locally on the user's device by default. In May 2026, PayPerQ introduced passkey-encrypted chats with end-to-end encryption, allowing cross-device sync while cryptographically preventing server access to conversation content.
A March 2026 launch added Private (TEE) Models running inside Trusted Execution Environments, where prompts are encrypted in the browser before transmission. The platform also offers an "Online Mode" and standard API endpoints for users with different threat models. No privacy-related breaches or logging incidents appear in the evidence base.
The operator remains anonymous per third-party listings, with self-funded operations and no disclosed jurisdiction or corporate structure.
Payments, fees & limits
PayPerQ accepts cryptocurrency including Monero (XMR), Bitcoin (BTC), and Lightning Network (LN) payments. Gift cards are sold through Bitrefill.com and redeemable on-site. The pricing page lists per-token rates with model-specific input and output costs; for example, GPT-5.4 Nano costs $0.21 per million input tokens and $1.31 per million output tokens, yielding approximately 1,250 prompts per dollar.
Minimum top-ups appear flexible-the homepage mentions topping up "as little as 10 cents." API usage is billed against the same prepaid balance. No subscription tiers, monthly minimums, or fiat payment requirements exist for core functionality. The average API query cost is roughly 2 cents.
User experience & support
The web app requires no download and works across devices. A Progressive Web App is available for mobile users. Model switching between GPT-5, Claude, Gemini, DeepSeek, and others occurs through a single click. The API integrates with popular tools including Claude Code, Cline, OpenWebUI, Roo, Cursor, and Goose via standard OpenAI-compatible endpoints.
Support channels include a chat widget and Telegram community. Third-party reviews are sparse but mixed: aitools.xyz shows a 3.00/5 rating from six user reviews, while privacy-focused reviewers express enthusiasm. No widespread outage reports or accessibility complaints surfaced in the evidence.
Who it's for
PayPerQ suits privacy-conscious users, Monero holders, and developers seeking flexible AI access without subscription lock-in. The pay-per-use model benefits infrequent users who would overpay for flat-rate services. Developers building AI agents or coding assistants gain multi-model access through familiar OpenAI-compatible tooling. Users requiring guaranteed uptime, enterprise SLAs, or regulated data handling should evaluate alternatives, as the anonymous operator structure offers no corporate accountability.
KYC & privacy
L1
Anonymous
Pseudonymous access, no personal data.
PayPerQ collects no identity data for standard usage and stores conversations locally by default, with optional end-to-end encrypted sync and TEE-based inference available. The operator is anonymous with no disclosed jurisdiction; users should verify current privacy practices independently before depositing significant funds.
No
Custodial
No
Requires email
No
Logs IP
Verdict
PayPerQ is a leading option for privacy-focused users who prioritize anonymity over institutional backing. It outperforms mainstream AI subscriptions on KYC avoidance and undercuts them for intermittent usage, but the anonymous operator structure and thin review ecosystem demand careful fund management and realistic trust expectations.
Frequently asked questions
Is PayPerQ no-KYC?
Yes. PayPerQ requires no registration, email, phone number, or government ID for its web app or API. Users fund a prepaid credit balance with cryptocurrency and receive a credit ID stored locally.
Does PayPerQ require an account or email?
No. The service explicitly states "No registration required" and operates without accounts. API keys are generated without identity verification.
What payment methods does PayPerQ accept?
PayPerQ accepts Monero (XMR), Bitcoin (BTC), and Lightning Network (LN) payments. Gift cards are also available through Bitrefill.com.
Is PayPerQ safe to use?
The platform offers strong privacy features including local conversation storage, E2EE sync, and TEE models, but the operator is anonymous with no disclosed jurisdiction or audit history. Users should limit deposits to amounts they can afford to lose.
Is PayPerQ still operating in 2026?
Yes, as of 2026-05-30 the service is operational with active blog updates, new model additions, and ongoing feature development including passkey encryption and AutoClaw smart routing.
Can I use PayPerQ with third-party AI tools?
Yes. The OpenAI-compatible API integrates with Claude Code, Cline, OpenWebUI, Cursor, Goose, Roo, and numerous other tools by changing the base URL to https://api.ppq.ai.
Update history
This review is monitored and refreshed regularly.
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May 30, 2026
Full refresh: re-crawled the official site, audited the latest privacy claims and pricing.
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May 28, 2026
Added Private TEE models and passkey-encrypted chats to privacy features.
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May 28, 2026
Updated model list to include GPT-5.5, Claude Opus 4.8, Gemini 3 Flash, Grok 4.20.
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May 15, 2026
Confirmed gift card availability via Bitrefill and PWA mobile support.
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May 22, 2025
Initial review published.
Community reviews
7 user reviews
mo
moneromaxi
April 26, 2026
Finally an AI service that takes XMR without asking for my life story. Topped up $10, been using it for weeks. The E2EE chat sync is a nice addition.
an
anon_trader
February 6, 2026
API works perfectly with Claude Code. Swapping between GPT and Claude models without multiple subscriptions saves money. Wish there was more transparency about who's behind it.
pr
privacyfirst
February 1, 2026
Local storage by default, optional TEE models, no email required. This is how AI should work. Average spend is under $5 a month for my usage.
xm
xmr_only
November 13, 2025
Works well when it works, but had a credit ID get cleared once and support was slow through the chat widget. Recovering from payment record was possible but annoying.
sa
sat_stacker
October 28, 2025
Lightning payments are instant. The 10 cent minimum top-up is great for testing. Model selection is better than most competitors at this price point.
cy
cypher_punk
July 30, 2025
Anonymous operator means zero recourse if they disappear. I keep minimal balance and treat it as experimental. The tech is solid but trust is hard.
de
dev_null
June 17, 2025
Integrated with OpenWebUI in minutes. Image generation and editing through the API is smooth. Documentation could be deeper but examples cover the basics.
