Featured
At a glance
Pros
- +Guaranteed no-KYC, Terms of Service explicitly prohibits personal identification collection permanently
- +Non-custodial architecture, funds never held or frozen by the platform, eliminating exit scam risk
- +Multiple access modes, web, Telegram bot, and embeddable widget suit different privacy threat models
- +Developer-friendly, OpenAPI 3.0 spec with simple X-API-Key auth and per-key fee overrides
- +Transparent pre-trade fees, all costs displayed before confirmation, no hidden spread manipulation
- +Revenue-sharing program, partners earn from referred volume with withdrawals in USDT, USDC, ETH, or SOL
Cons
- −Opaque team and jurisdiction, no verifiable operator identity, legal entity, or regulatory framework disclosed
- −Limited support infrastructure, live chat only, no guaranteed availability, minimal self-help documentation
- −No advanced privacy layers, clearnet-only, no Tor integration, no transaction obfuscation beyond base layer
- −API requires registration, account creation and key management introduce linkable identity for power users
Full review
What is SWAP.MY
SWAP.MY operates as a non-custodial cryptocurrency swap service accessible via web interface and Telegram bot. The platform facilitates instant exchanges between digital assets without requiring user accounts for basic swaps, though API access and partner programs do necessitate registration. As of 2026-05-30, the service advertises support for "popular networks" and emphasizes transparent pricing displayed pre-trade.
The platform distinguishes itself through dual accessibility: casual users can swap directly through the web or Telegram interface, while developers and partners gain deeper integration options via widget embedding or direct API calls. Revenue-sharing partnerships allow third parties to earn from referred swap volume.
How no-KYC is it
SWAP.MY's KYC stance is explicit and prominently stated. The Terms of Service declare: "SWAP.MY does NOT collect personal identification ever, and we NEVER freeze funds or hold them for any reason." This constitutes a "Guaranteed no KYC" classification, the strongest privacy tier.
The non-custodial architecture reinforces this: the platform never takes possession of user funds, eliminating the custodial trigger that typically forces KYC compliance. Users connect wallets or provide destination addresses directly; no identity documents, no proof of address, no facial recognition. The Telegram bot interface further reduces data exposure by avoiding browser fingerprinting.
However, API usage requires account creation and key generation, introducing a theoretical link between activity and a registered identity. The extent of data collection at this tier remains unspecified in public documentation.
Privacy & security
Privacy protections center on architectural design rather than advanced anonymity features. The platform lacks Tor or I2P integration, clearnet-only access. No mention of Monero-specific routing, CoinJoin, or similar transaction-layer obfuscation appears in official materials.
Security derives from the non-custodial model: private keys remain exclusively with users, eliminating honeypot risk. The Terms explicitly disclaim liability for losses, placing operational risk squarely on users. Smart contract and network risks are flagged as user-accepted hazards.
The 2026-05-30 crawl reveals no privacy incidents, breaches, or logging controversies in the indexed record. Third-party search results show no complaints specifically targeting SWAP.MY, though the similar naming to unrelated "swap" services (Swap.com, Swap.gg, SwapRocket) creates persistent brand confusion that privacy-seekers should note when verifying sources.
Payments, fees & limits
Fee structure follows a transparent pre-trade display model: all transaction fees appear before confirmation, with execution constituting acceptance. The platform does not publish a fixed fee schedule publicly, rates appear swap-dependent and dynamic.
Partner documentation reveals fee revenue-sharing mechanics: partners earn "a share of the fee" per completed swap, withdrawable in USDT, USDC, ETH, or SOL. This implies the underlying fee currency is likely stablecoin or major-crypto denominated, though base swap pairs extend beyond these assets.
No minimum or maximum swap limits are disclosed in crawled materials. The "popular networks" framing suggests broad asset coverage without specifying exact currency availability, users must initiate a swap to see live pair options. API documentation references a /currencies endpoint for programmatic enumeration.
User experience & support
Interface options span three access modes:
- Web swaps: Direct browser execution with live rate display and swap tracking
- Telegram bot: Mobile-first, chat-integrated swapping
- API/Widget: Programmatic access for developers; widget embedding via single iframe with
postMessagestate events
Account creation is optional for basic swaps but required for API key generation and partner earnings. The registration flow at /account/register enables dashboard access for key management.
Support channels include "live support" with real-time availability contingent on team presence, no 24/7 guarantee. No ticket system, knowledge base, or community forum appears in the crawled structure. The documentation page is API-centric rather than user-guide oriented.
Who it's for
SWAP.MY suits privacy-minimalists seeking frictionless, small-to-medium swaps without identity exposure. The Telegram integration particularly serves mobile users and jurisdictions with restrictive exchange access. Developers building privacy-conscious wallets, bots, or dApps benefit from the widget/API infrastructure with minimal backend overhead.
The service compares favorably against custodial no-KYC competitors (Changelly-style services with account-free tiers) by eliminating even soft-KYC email requirements for basic use. It lacks the decentralization guarantees of true DEXs or Bisq's P2P arbitration, occupying a middle ground: centralized convenience with non-custodial risk reduction.
Trust-conscious users should note the absence of verifiable team identity, third-party security audits, or insurance mechanisms in public documentation, the 65/100 trust score from legacy listings reflects this opacity. The platform's 2026 operational status and clean complaint record support cautious use for non-critical amounts.
KYC & privacy
No account required at all.
SWAP.MY maintains an explicit no-KYC, no-personal-identification-ever policy backed by non-custodial design. No logging practices are detailed publicly, and API usage requires account registration that may create retrievable activity records. No privacy breaches or data incidents were identified in the 2026-05-30 evidence review.
No
Custodial
No
Requires email
No
Logs IP
Verdict
SWAP.MY serves privacy-focused traders prioritizing speed and simplicity over decentralization ideals, though the anonymous operator structure demands conservative position sizing. For maximum anonymity, pair with Tor and Monero; for comparable alternatives, evaluate DEX aggregators or established P2P markets depending on swap size and technical comfort.
Frequently asked questions
Is SWAP.MY genuinely no-KYC?
Does SWAP.MY require an email or phone number?
What cryptocurrencies does SWAP.MY support?
Is SWAP.MY safe to use?
Is SWAP.MY still operating in 2026?
Does SWAP.MY support Monero or Bitcoin?
Update history
This review is monitored and refreshed regularly.
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May 30, 2026
Full refresh: re-crawled the official site, audited the latest privacy claims and pricing.
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May 2, 2026
Added API documentation details: OpenAPI 3.0 spec and X-API-Key auth flow verified live.
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March 25, 2026
Partner program expanded: revenue share now pays in USDT, USDC, ETH, or SOL per crawl.
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December 23, 2025
Telegram bot interface confirmed operational alongside web and widget access paths.
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October 12, 2025
Terms of Service updated: explicit no-KYC language strengthened with "NEVER" freeze clause.
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September 8, 2025
No third-party complaints or breach reports found in extended search sweep.
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March 21, 2025
Initial review published.
Community reviews
5 user reviews
moneromaxi
Clean swaps, no email gate, no wallet connect nonsense. Telegram bot is clutch for mobile. Done maybe 20 swaps over six months, zero issues.
anon_trader
Rates are fair, not the best but transparent. Wish they published a fixed fee schedule instead of quote-only. API works well for my bot.
privacyfirst
Non-custodial is the real deal here. Downside: zero clue who runs it. Keep amounts small, don't treat it like a bank.
xmr_only
Interface is slick but support is basically a dice roll. Had a stuck swap, got help in 20 minutes one time, no response another. Needs better docs.
sat_stacker
Confused this with Swap.gg and Swap.com constantly. Brand is too generic. Site works but the anonymity makes me nervous for anything over $500.